What to Do if You Get into a Car Accident without Insurance
It’s best not to put yourself in a situation where you’ll need to pay out of pocket unnecessarily. Before renting a car, always call your credit card company and auto insurance agent to discuss how you’re covered.
- If you get into an accident, first check if everyone is ok.
- Exchange contact and insurance information with the other party involved in the crash.
- Contact your rental car company and let them know about the accident.
- Call your own insurance company and ask if they’ll file an accident report with the police or if you’ll need to do that. Find out if the insurance company will cover anything and what the deductible will be. Your insurance company will only pay for damages if it offers first-party coverage. You’ll be responsible for paying rental expenses for the length of time it takes to fix the car, so ask about those fees. You now know what to do if you get into a car accident without insurance.