What to Do if You Get into a Car Accident without Insurance

What to Do if You Get into a Car Accident without Insurance

It’s best not to put yourself in a situation where you’ll need to pay out of pocket unnecessarily. Before renting a car, always call your credit card company and auto insurance agent to discuss how you’re covered. 

• If you get into an accident, first check if everyone is ok.


• Exchange contact and insurance information with the other party involved in the crash. 


• Contact your rental car company and let them know about the accident.


• Call your own insurance company and ask if they’ll file an accident report with the police or if you’ll need to do that. Find out if the insurance company will cover anything and what the deductible will be. Your insurance company will only pay for damages if it offers first-party coverage. You’ll be responsible for paying rental expenses for the length of time it takes to fix the car, so ask about those fees. You now know what to do if you get into a car accident without insurance.

For more travel tips, check out my latest Amazon book:

How to Travel the World and Live with No Regrets.: Learn How to Travel for Free, Find Cheap Places to Travel, and Discover Life-Changing Travel Destinations

Road Trips Tips for a nice holiday

With road trips, you have two options: plan out a trip or just go. If you’re planning a trip, then you’ll need reservations for hotels, restaurants (if necessary), and places you’d like to visit while driving. You’ll need to calculate the distances and hours that you’d like to drive each day, so you don’t run out of time, arrive too early or too late to places. This takes practice, and if you're off by too much, then you’ll end up not making reservations, rushing through places, or getting there too late.

Your second option is to figure out generally where you want to go and just go! This can be exciting, and it gives you the flexibility to stay as long as you want in places and change course as ideas come up or your time allows. You’ll have to be nimble and book hotels as needed when you have a better idea of where you’d like to stay. But in the end, it’s not much more effort than pre-booking, and you’ll avoid all the stress related to having to meet timelines. It also allows you to change course if you find something along the way that catches your interest and that you prefer to invest your time in seeing instead.

If you’re driving a recreational vehicle (RV), more planning is recommended as campsites are limited and fill up even during mid-week. RV campgrounds vary from budget state park sites in pristine locations with essential amenities to private campgrounds that have pools, Wi-Fi, restaurants, and playgrounds. Another option is “boondocking” or off the grid camping. This can include parking lots not generally used for motorhomes (Walmart has a company policy of allowing RVs to park in their parking lots at night) or anywhere in the undeveloped natural environment. Boondocking is the way to go for budget travelers who want to avoid campground fees and want solitude in the natural environment.

For more travel tips, check out my latest Amazon book:

How to Travel the World and Live with No Regrets.: Learn How to Travel for Free, Find Cheap Places to Travel, and Discover Life-Changing Travel Destinations